Waldorf College is vitally interested in making your academic and personal experience meaningful and successful. Your health and wellness are key components of that experience.
Waldorf College requires all full time students (12 or more credit hours) to carry health insurance, either through a family employee health plan, a private insurer, or through the plan offered by the college through Bollinger Insurance. As a full time student, you have been enrolled in the Bollinger Plan and the premium charge has been posted to your student account. It is payable with your tuition bill unless you waive coverage before the September 10, 2012 deadline.
Athletes will not be allowed to participate in practices, conditioning, or games until proof of primary insurance is presented or with Waldorf's offered plan through Bollinger Insurance.
The 2012-2013 Bolligner Insurance Brochure is available at www.BollingerColleges.com/Waldorf.
Plan Highlights for 2012-2013 include:
Students will be enrolled automatically in the Waldorf plan and only need to take action if you wish to waive out of the plan. If you are looking at waiving out please consider the following:
How to waive the Bollinger Insurance Plan:
The deadline to waive coverage is September 10, 2012. Sending insurance information to the Student Health Services and/or Athletic Trainer DOES NOT waive a student off the Bollinger Plan. ONLY the two options above will waive the Markel Plan and premium!!!
Waldorf College carries secondary excess accident insurance on all full time students. Waldorf College full-time student athletes will be automatically enrolled in a Supplemental Excess Accident Insurance Plan from August 1, 2012 through July 31, 2013 at no extra cost to the student.
Please note, this is for accidents and injuries only. It is also an excess plan and never pays as primary; it does not cover illnesses, and only pays after the student's private health insurance has been processed. This insurance will piggy-back on to the student's primary health insurance and pays deductibles, co-insurances, and co-payments negotiated by the primary insurance.
It is always the student's personal responsibility to pay their medical bills. Waldorf College NEVER pays medical claims. All student-athletes need to rely on their own personal health insurance at all times. Please note the following important considerations with respect to this insurance:
Any amount not covered by the student's personal health insurance or the supplemental plan is the responsibility of the student athlete and not the responsibility of Waldorf College. Waldorf never pays for any provider visits. Bills are always the student's responsibility.
It is important to see or contact the athletic training department or health services immediately following any injury, unless it is an emergency. If the situation is an emergency, the student-athlete must still notify the athletic training department or health services within 48 hours of the emergency room visit.
The athletic training staff or health service staff, along with the student-athlete, will determine the correct course of action following an injury (ie. ER, Family Physician, Orthopedist, treat in house etc...) If a referral to an outside source is necessary, the athletic trainer or health services will follow the necessary procedure in filling out a claim form. Failure to do so may result in any cost pertaining to the injury becoming the responsibility of the student-athlete and/or his/her parents(s), guardians(s).
An injury report must be made to the coach or athletic trainer immediately when the accident/injury occurs. This is how the secondary insurance will verify the claim. The athletic trainer or your coach will be able to give you your secondary insurance card to present to your provider.
When seeing a provider, present the student’s personal health insurance card and Waldorf's secondary insurance card at check in. The provider will submit your claim to your primary insurance and then to Waldorf's secondary insurance. Any balance not paid by either insurance company is the student's responsibility.
Please address any questions to Beverly Retland, Student Insurance Coordinator at 641.585.8144 or email@example.com.
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